Bank accounts
IBAN and BIC shown on your invoices, default account for payment QR codes and Peppol, company bank cards.
The Bank Accounts section records the company's bank details. The default account is printed on your invoices and is used to generate the payment QR code and to activate Peppol. The section also manages your business bank cards, useful for matching your expenses. It does not connect your bank: transaction synchronisation is done in Connect your bank.
What you will do
- Add a bank account and set it as default.
- Deactivate or delete an account.
- Record a bank card.
Add an account
- Open Settings, Bank Accounts section, then click Add.
- In the Add bank account window, enter the IBAN. From eight characters, Novadesko recognises the bank: its name appears as a green badge and the Bank and BIC fields are filled in.
- Give a Label (for example "Main account") and check the Default Account switch.
- Click Save. The message « Compte ajouté » (account added) confirms.
| Field | Required | Used for |
|---|---|---|
| IBAN | Yes | Details printed on invoices and in the payment QR code. Checked with the mod-97 key; an incorrect IBAN shows "Invalid IBAN" |
| Bank | No | Bank name, detected automatically, editable |
| BIC | No | BIC/SWIFT code, detected automatically for known banks, for example GKCCBEBB |
| Label | No | Name of the account in your lists. If empty, the bank name is used |
| Default Account | No | Account shown on invoices and used for Peppol |
As long as no account exists, the Missing bank account banner is shown at the top of the app and in the section, with the Configure button. The same reminder appears as a notification. On the web, the banner's « Connecter un compte bancaire » (connect a bank account) button leads to bank synchronisation.
Manage the list
Each account is a card with the bank logo, the label, the IBAN formatted in blocks of four and the BIC. The Default badge marks the account used on documents; Inactive flags a deactivated account. The menu on the right offers:
| Action | Effect |
|---|---|
| Set as default | This account replaces the previous one on invoices and QR codes |
| Deactivate / Activate | An inactive account stays recorded but is no longer offered |
| Delete | Deletes after the « Supprimer ce compte ? » (delete this account?) confirmation |
The number of accounts depends on your plan: beyond it, the message "Your plan allows N bank account(s). Upgrade to add more." is shown. An IBAN already recorded for the company is refused.
Structured reference and justification
Invoices carry a structured payment reference generated by Novadesko. With a subscription that includes Bank Sync, the Automatic bank matching option on web.novadesko.com automatically links a transaction to the document when the amount and the structured reference (or the reference) match with certainty. See Justify transactions.
Bank cards
The « Cartes bancaires » (bank cards) block records your business cards so you can find them in your expenses. Only the last four digits are kept.
- Click « Ajouter une carte » (add a card).
- Fill in the fields, then click Save. The message « Carte ajoutée » (card added) confirms.
| Field | Required | Used for |
|---|---|---|
| Label | No | Name of the card, for example "Business card" |
| « Réseau » (network) | Yes | Visa, Mastercard, American Express or Bancontact |
| « Titulaire » (cardholder) | No | Name printed on the card |
| « 4 derniers chiffres » (last 4 digits) | Yes | Identifies the card in transactions |
| « Mois d'expiration » (expiry month), Year | Yes | Validity date |
| « Compte lié (option) » (linked account) | No | Bank account the card is attached to |
A card is deleted from the bin icon on its tile, after confirmation.
On web.novadesko.com, the section also lets you tag each account (Business or Personal), archive it and import « Extraits bancaires » (bank statements) (PDF, JPG, PNG, CSV, XLS, 50 MB maximum) per account. These functions are not available in the desktop and mobile app.